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Company information

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Email

garth@bethink.co.za

Phone

0834966860

Website

https://www.bethink.co.za

Service categories
Finance

Broker Toolkit


16 Apr 2025

Group life vs. funeral cover: know the difference

Group life vs. funeral cover: know the difference

Many employees confuse these two policies. Here’s the breakdown:

Group life cover

  • Pays out 3–5x salary
  • Covers natural & accidental death
  • Beneficiaries can be anyone

Funeral cover

  • Pays fixed amount (e.g., R50 000)
  • Covers death + some funeral costs
  • Usually restricted to family members

When to top up: If group life is insufficient for debts (e.g., a home loan), buy a separate policy.

Next steps

  • Review your cover on the portal’s “My Policies” page.
  • If you would like to discuss this in more detail, book your free 45-minute session with me today using the Contact button above.
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